Investment platform Downing Crowd has launched its first bond to offer investors an attractive fixed return of 7.5% p.a. plus the potential for added equity upside. 

The Pelham House Bond has a relatively high estimated loan-to-cost (LTC) ratio of 74% and to allow the business to invest in its growth, Downing investors’ interest will be rolled up for the first two years – making it aimed at more sophisticated investors. To reward investors for taking on this higher level of risk, the bond will also give shares to investors in proportion to their debt investment. This equity entitles investors to a share in any potential upside over the term of the investment.